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A Pricing Conundrum
February 5, 2023

When Capital Good Fund launched the DoubleGreen Solar loan, in Fall 2021, the Federal Funds Rate (FFR) was near-zero, and we priced the product accordingly: by charging borrowers an APR of 3.099% – 4.99%, we could provide a return of […]

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Be The Change  / Capital Good Fund  / environment

Why Does Change Happen?
December 11, 2022

Unfortunately, many of us, especially activists and other change agents, understand far too little about what works and doesn’t, why some protests fizzle out and others lead to transformational change.

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Be The Change  / Politics

Hey Elon, Why Not Make Twitter A Nonprofit?
November 20, 2022

In an increasingly privatized world, it’s worth remembering that some of our most cherished and trusted institutions–NPR, PBS, the USPS, libraries, the Social Security Administration, credit unions–are nonprofit, not-for-profit, quasi-governmental, or governmental entities. And this is true even as trust […]

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Be The Change  / Politics

High Interest Rates Are a Climate Problem
November 16, 2022

In 2008 I was a graduate student with almost no understanding of the financial system–I couldn’t even explain the difference between an interest rate and an APR!–working to launch what would become Capital Good Fund: a nonprofit lender. One day […]

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Be The Change  / Capital Good Fund  / environment

The Inflation Reduction Act Opens the Floodgates to Action
October 17, 2022

The Inflation Reduction Act (“IRA”) is one of those once-in-a-lifetime, transformational pieces of legislation that’s so far-reaching and chock-full of potential, it’s hard to wrap one’s mind around it. Indeed, when it passed in August the mood in the climate […]

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Be The Change  / Capital Good Fund  / environment  / Politics  / Renewable Energy

Which Giving is Most Effective: Political or Charitable?
September 3, 2022

Anyone interested in maximizing social good must wrestle with an essential question: given a limited amount of money to contribute to various causes, what is the most effective allocation of those dollars? For whether one is able to donate $100 […]

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Be The Change  / Politics

Enough With the Moral Absolutism
August 7, 2022

As I begin this essay, the Senate is on the verge of passing historic legislation to tackle the climate crisis, reduce prescription-drug prices, raise taxes on big corporations, and extend Affordable Care Act subsidies, among other things. (Update: the legislation […]

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Be The Change  / Politics

The Danger of “Hot Takes”
August 5, 2022

While what happens on Twitter–the memes, the controversies–may not resonate with or represent the experiences of the general electorate, many of the trends are illustrative of, and often exacerbate, fundamental challenges to our democracy. Consider so-called Hot Takes, which are […]

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Be The Change  / Politics

Tackling the Climate Emergency: An Urgent Call for Action and Funding
April 29, 2022

 As the goal to limit warming to 1.5C slips out of reach, Capital Good Fund seeks $25 million to kickstart a 5-year plan to deploy $1 billion in green loans to 40,000 underserved homeowners

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Be The Change  / Capital Good Fund  / environment  / Renewable Energy

Everything Is an Everything Story
March 13, 2022

A frequent refrain in the environmental world is that “everything is a climate story”: Russia’s invasion of Ukraine and our dependence on the fossil fuels heating up the planet, for example, are inextricably linked. But in our hyper-connected, global economy–one […]

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