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Visiting a Village--Part 1
February 8, 2010

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Andy and Jill with a Grameen Bank Center Manager and Borrowers

If you talk to anyone at Grameen Bank they will tell you that the real bank can only be found by going to the villages where Grameen operates.  Grameen, after all, means rural, and in fact by law Grameen can only operate its lending programs in the villages.  It is for this reason that on our third day in Bangladesh we–Jill, me, an Australian named Mark, our translator Matin and Mark’s translator Yunus–are all crammed into a mini-van barreling down the roads that lead to Rashahi, the zone that we will be visiting. Traffic here is an eclectic mix of motorcycles, bicycle rickshaws, cars, trucks hauling absurdly large loads and comically unstable buses all chaotically weaving and swerving, honking and narrowly avoiding catastrophe. 

After 6 hours of bouncing along these roads we are happy, if not relieved, to have arrived at the Branch that will be our home for the next 10 days.  It is a two-story building–the first occupied by Grameen–with two small rooms for guests.  In order to understand where branches fit into the Grameen hierarchy, I need to take a moment to explain how the bank is organized.  For in truth, Grameen is nothing short of an organizational miracle.  In fact, I would go so far as to say that while Dr. Muhammad Yunus is praised for recognizing that the poor can be credit worthy, his real, lasting achievement is in the details of how he goes about delivering that credit to them in a cost-effective manner.

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brown  / Business  / environment  / micro credit  / News  / philosophy

First Blog Post From Bangladesh--Actually, From the Bahrain Airport
January 3, 2010

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This photo is from our first flight from Boston to London on 1-01-10



Jill and I are currently in the airport in Bahrain waiting for the third, and final, leg of our 28 hour trip to Dhaka, Bangladesh.  We left Boston on the first of January at 7:20 PM and arrived in London at 6:50 AM on the second.  As you can see from the photo above, we really lucked out in terms of our seating on the first flight: we got the seats that are usually reserved for flight attendants when they take naps on long flight; as a result, we had seats that could recline all the way down (even though we were in coach) and we had as much leg room as we could possibly want!  The flight went smoothly and, as I have been reading The Rise and Fall of the Third Reich–an absolutely fascinating history of Hitler’s Germany–the time passed rather quickly.  Our second flight took us from London to Bahrain, where we are currently in the midst of a seven hour layover before one final flight to Dhaka.

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brown  / Business  / environment  / micro credit  / News

The Commencement Speech That Never Was
April 30, 2009

Several weeks ago I was nominated–and then auditioned–to speak at the commencement ceremony for graduating graduate students from Brown.  Though I was not selected to be the speaker (I have some conspiracy theories on that front, I assure you!) I would like to share the text of the speech that I wrote, because I believe it captures the essence of how I feel about leaving the confines of the university and entering the ‘real world.’

New Opportunities in A Global Century of Innovation



At first glance it would seem that now is an inopportune time to leave the grounds of the university and venture out into the world.  After all, between rising unemployment, a financial system in disarray, and a whole host of other local, regional and global problems ranging from urban blight to climate change, it would seem that the prospects for putting our newly minted skills to work as teachers, researchers, entrepreneurs and employees of firms large and small are, to put it bluntly, dim.  Yet we are also entering a world rife with unprecedented opportunities for those willing and able to take advantage of them.  An explosion of innovation in information technology has made it easier for more people to collaborate to tackle poverty, to create new products and services, and to share thoughts, ideas and experiences.  The cost of renewable energy is falling.  Social entrepreneurs are creating self-sufficient businesses that solve social and environmental problems.  The list is seemingly endless, and I believe that regardless of our particular field of study, as graduates of one of the finest universities in the nation, we are in a unique position to seek out these opportunities and apply our intellectual and financial capital toward them.

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brown  / News  / philosophy

A New Logo For Two New Endeavors!
January 26, 2009

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As soon as Mike and I incorporated our environmental services company–The Capital Good Group, Inc.–on January 1st, we wanted to get to work branding ourselves as a socially minded, mission driven company dedicated to serving people and the planet.  Our first step was to hire Douglas Bonneville, owner of BonFX, the company that designed and built this web site, to create a logo for both The Capital Good Group, as well as The Capital Good Fund.  The idea was to develop a logo that would convey the concept of a “triple bottom line” (social, environmental and profitability); that would be applicable to environmental consulting, microfinance and any other endeavors we undertake using the ‘Capital Good’ name, brand and concept. 

After several rounds with Doug, we finally settled on the above logo.  Mike and I really thrilled with the way in which it conveys the concept of three without being oppressive about it, and how the shapes in the logo can be viewed as trees, or a family, or just interesting geometric shapes.  Read on to see the logo for the Fund.

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brown  / Business  / environment  / micro credit  / News

Coal is Dead: Coal Ash Spill Yet Another Reason to Switch to Renewable Energy
December 26, 2008

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Image Credit: J. Miles Carey/Knoxville News Sentinel, via Associated Press

Coal Is An Awful Energy Source

For all the efforts of the coal industry to make it seem like it’s possible for there to be such a thing as “clean coal” (Al Gore’s Alliance for Climate Protection has been running some great ads dispelling that myth), yesterday’s disaster in Tennessee has demonstrated yet another way in which coal is a nasty, dirty, awful source of energy. What happened was the following, as described by the New York Times: a “breach occurred when an earthen dike, the only thing separating millions of cubic yards of ash from the river, gave way, releasing a glossy sea of muck, four to six feet thick, dotted with icebergs of ash across the landscape.” The ash is actually fly ash, “a byproduct of the burning of coal to produce electricity” that “contain[s] significant amounts of carcinogens and retains the heavy metal present in coal in far higher concentrations.” This isn’t the first time such a breach has occurred, though it is probably the worst, having destroyed 15 homes and released 2.6 million cubic yards of toxic heavy metals.  So add toxic sludge to air pollution, climate change, danger to miners, and mountaintop removal to the dangers posed by coal mining and the burning of coal to generate electricity.  Isn’t that enough to convince America to switch to renewable energy?

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environment  / News  / Renewable Energy

Winning a Grant, and Other Exciting News
December 24, 2008

Winning a $500 Grant

Two days ago, as I was sitting in my apartment and looking out the window at the snow piled on the branches and walkways of Providence, I received a call informing me that I had won a $500 grant from dosomething.org for The Capital Good Fund.  Every week, Do Something selects a social entrepreneur that is under the age of 24 to win a $500 grant.  I applied, along with the rest of the Capital Good Fund team, several months ago, and I had long ago forgotten about the grant.  Although the money itself isn’t much–it will provide about half of a citizenship loan–it also provides our project with great exposure, gives us access to more networking, and provides us with additional, and much needed, technical assistance.  Receiving the grant also gave me a boost of confidence as I enter a very busy of time during which I start a company, launch a non-profit and write my masters thesis.

Incorporating The Capital Good Group, Inc

In other exciting news, Mike and I finally incorporated our environmental consulting company last Friday.  The Capital Good Group, Inc., will officially be a corporation in the state of Rhode Island as of January 1, 2009.  The reason why we finally decided to incorporate is that it’s becoming increasingly clear that a lot of people are getting into the game, and we don’t want to be left behind.  Specifically, we found out that the people in Berkeley, California, who came up with the bond model–wherein the up-front cost of doing efficiency or renewable energy upgrades is covered by a low-interest loan from the City, and the loan is paid back in the form of a property tax add-on equal to or less than the savings from the installation–started their own company.  The company, Renewable Funding, LLC, helps municipalities implement the bond model.  Well, I saw an article saying that the model, if implemented nationwide, has the potential to be worth $240 billion, and at the moment there is only one company doing it.  Hence the urgency to get it on the game.

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Business  / News

Joe Hill vs. Joe the Plumber
October 20, 2008

In last week’s third and final presidential debate, John McCain spent a considerable amount of time talking about “Joe the Plumber.” Joe is a guy that met Obama on the campaign trail, and who confronted him about the fact that his tax policy would “penalize” him if he were to buy the business he works for and see a dramatic rise in his income, because Obama’s tax plan calls for tax cuts for people that earn below $250,000, and tax increases for those that earn more.  Now the amazing thing is that, for a lot of people, Joe’s complaint rings true even though they will most likely never earn more than a quarter million dollars a year.  As I starting thinking about this bizarre dynamic, it occurred to me that we’ve heard from a lot of Joes during this campaign: Joe six-pack, Joe the Plumber and Joe Biden.  But there’s another Joe we haven’t heard about–most likely because he died over a century ago–but whose story, immortalized in folk songs, has a lot to say about the state of the country and its potential for greatness.

A lot of you will have heard of Joe HIll because Joan Baez often sang, and probably still does sing, about his life.  To put it briefly, Joe Hill was a songwriter, labor activist and union member, who was framed for murder and then executed by firing squad in November of 1915.  In the version of the song about his life that Joan Baez sings, the lyrics go as follows:

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News  / philosophy

A Great Speech Confronting Racism Against Obama
October 14, 2008

Here is a speech by Richard Trumka of the AFL-CIO.  It’s just a moving, simple, short, powerful speech.  I highly recommend watching it.  Things are happening in this country.  Obama’s ascendency is forcing our country to confront itself.

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News

A Historic Moment
August 29, 2008

An Electric Moment

Last night a football stadium was packed to the gills, not with football fans cheering on their home team, but rather with people from all walks of life who endured long lines and heat in order to listen to a politician deliver a speech.  It was a speech given 45 years to the day after Martin Luther King’s I have a dream speech that, symbolically and literally, opened the way for a black man to accept the nomination for president of the United States.  It was a speech given to cheering crowds and extraordinarily high expectations.  It was given to a nation that has gone decades without an inspirational leader.  It was a speech given during an inflexion point in history, when the world is facing new global challenges and new global opportunities, and the very strength of America’s place in the world depends on the direction we choose to take; will we once again be a nation that does not torture, that does not invade sovereign nations, that leads by example?  Will we be innovators? Will we rebuild our infrastructure, provide health care to all, protect social security and educate our children?

Something Amazing is Stirring

So it was that Obama stood up before the crowd and, looking calm, confident and collected, gave a speech that at times soared into the clouds and at times swept along the earth. He gave a speech that moved to poetry and then, in a smooth change in tone and cadence, became an explanation of policy positions.  He gave a speech that attacked his opponent without disrespecting his opponent.  He gave a speech that moved commentators–myself included–to soaring commentary. And finally, he gave a speech that will resonate in history not because of any one line or phrase, but because of the context and the moment.  We will look back on this night when we are older and proudly say, “I remember that.” We will think back on where our country was headed and realize that something amazing was stirring all along. 

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I Am Now A LEED Accredited Professional!
August 25, 2008

Passing the LEED Exam

Last Thursday I took–and passed!–the LEED accreditation exam.  LEED stands for Leadership in Energy and Environmental Design, and it is a performance-based rating system for green buildings established by the U.S Green Building Council.  It has come to be accepted as the benchmark for green building, and covers all aspects of a building, from materials, to energy, water and building operation.  Becoming a LEED accredited professional (LEED AP) allows you to be a consultant on a LEED project, and it is also something you can put after your name to improve your credibility.

How LEED works

I studied for about a month to pass the exam, which consists of 80 questions covering all aspects of the rating system.  The way LEED works is that the points are broken down into 5 topic areas: Sustainable Sites; Energy & Atmosphere; Water Efficiency; Materials and Resources; and Indoor Air Quality.  A final category rewards efforts that don’t fall under the other topic areas.  Within each category, points are awarded for achieving environmental performance.  For instance, 1-10 points can be earned in the Energy & Atmosphere, depending on the energy-efficiency of the building.  Each category has pre-requisites that must be earned, and depending on how many points the project is awarded a building can be rated anywhere from LEED certified to LEED platinum.  (Learn more about how LEED works here)

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Business  / environment  / News

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